About Us

About Us

Our History

Since 1921, Lloyd Bedford Cox has provided successful individuals and families with comprehensive protection to meet their unique needs. As an independent insurance agency, and a fourth-generation family business, we specialize in coverage for the things you’ve worked hard to attain in your personal life – homes, vehicles, watercraft, valuable collections, and more – and employ a distinctive approach to client service. We are dedicated to providing you with this exemplary service by applying our extensive knowledge and years of experience. With offices in Bedford Hills, NY, and New York City, we are licensed in all 50 states and maintain international partnerships for our clients with global needs. 

We believe that since the details of your life change over time, your coverage should too. Using our unique Coverage Assessment Process and Renewal Solutions Formula we utilize a high-touch, personalized service to identify and eliminate your potential risks, exposures, and gaps in protection. To ensure that your financial assets and personal property are adequately covered we work with your other trusted advisors, including financial planners, accountants, and attorneys.

Our Engaged Purpose

We build and foster long-term relationships with clients by striving to always do the right thing, by providing industry-leading customer service, and by serving as their advocate at all times. We seek to encourage each other’s development by maximizing our unique abilities, cultivating a supportive and culture-focused environment, and endeavoring to give back to the community in which our roots are grounded.

What Makes Us Unique?

We focus 100% on your personal protection needs.

Since we focus entirely on insuring successful individuals and families, we understand your unique needs and the complex risks you face, each and every day. 

We partner with the best.

Not all insurance companies are created equal. We expect more from our select group of carrier partners, so you can too.  

We help you plan for emergencies – and we’re here when one happens.

LBC works to help you prevent loss before it happens. But, if you experience an emergency or natural disaster, we’ll be here for you. LBC even has our own  disaster recovery plan to ensure that our agency is up and running 24/7 when you need us most.

Our Coverage Assessment Process uncovers your true protection needs

We never assume that your prior coverages are “good enough” or that you don’t mind paying for coverage you don’t really need. Our detailed assessment can uncover duplicate coverage, too much or too little protection, and will provide you with specific options for customizing your coverage to meet your unique needs.

We simplify your life.

Our dedicated, experienced team will treat you with the respect and care you deserve. We’ll go out of our way to make sure you can focus on enjoying your life, not on worrying about your insurance.

We help you plan for emergencies – and we’re here when one happens